TRADE CLEARING ELIGIBILITY TOOL·SEC RULE 17AD‑22(E)(18)

USTC Trade Flowchart: Is The Trade Clearing‑Eligible?

USTC stands for U.S. Treasury Clearing. This interactive flowchart determines whether a given U.S. Treasury cash or repo trade must be submitted for central clearing under the SEC's Treasury Clearing Mandate.

Tool type Interactive decision flowchart Reference 17 CFR 240.17ad‑22(e)(18) Companion USTC Reference Guide
Applies to
Cash & Repo Trades USTC FICC CME ICE
Key dates
Dec 31, 2026 — mandatory clearing begins for eligible cash outright trades
Jun 30, 2027 — mandatory clearing begins for eligible repo & reverse repo trades
How to use this tool
Follow the flowchart below top to bottom. Diamonds are yes/no checks; every branch is labeled, and full definitions are provided beneath the diagram.

Exhibit 1

Decision flow: is your trade clearing‑eligible?

Every U.S. Treasury trade passes through three common gates shown below, then branches by cash outright vs. repo / reverse repo. Part of the USTC reference guide.

Pinch to zoom in on any step — the cash path runs down the left, repo/reverse‑repo down the right.

CCA-eligible instrument? Exempt counterparty? Securities loan? Cash or Repo trade? Y N N ✗ NOT REQUIRED TO CLEAR N Y Y CASH REPO Direct participant of CCA? N IDB, BD, or GSBD counterparty? Y N ✗ NOT REQUIRED TO CLEAR ✗ NOT REQUIRED TO CLEAR Y ✓ CLEARING REQUIRED Direct participant of CCA? N Basket repo w/ mixed collateral?* Y Y CCP/DCO or govt* counterparty? N Y Inter-affiliate counterparty? N N Submits all repos to clearing? Y Y ✗ NOT REQUIRED TO CLEAR ✗ NOT REQUIRED TO CLEAR ✗ NOT REQUIRED TO CLEAR ✗ NOT REQUIRED TO CLEAR ✓ CLEARING REQUIRED N ✓ CLEARING REQUIRED

Exhibit 1 — U.S. Treasury clearing decision flow. Cash outrights run down the left, repo & reverse repo down the right.

Glossary

Definitions of terms used in this flowchart

CCA (Covered Clearing Agency)

A registered clearing agency (such as FICC's Government Securities Division) that provides clearing services for U.S. Treasury securities. The clearing mandate applies only to transactions in an instrument type the CCA has accepted for clearing — the basis for the "CCA-eligible instrument?" check above.

IDB (Interdealer Broker)

A broker operating between dealers, often facilitating anonymous matched trading in U.S. Treasury markets.

BD (Broker‑Dealer)

A registered entity that buys and sells securities for its own account or on behalf of customers.

GSBD (Government Securities Broker‑Dealer)

A broker‑dealer specifically registered to transact in U.S. government securities.

Exempt Counterparty

A counterparty not required to clear under the mandate — including central banks, sovereigns, international financial institutions (IFIs), and natural persons.

Direct Participant of CCA

A firm that is a direct member of the clearing agency (FICC GSD) and can submit trades for central clearing.

Inter‑Affiliate Counterparty

A trade between two legal entities under common control, subject to specific clearing exemptions and conditions.

Basket Repo

A general collateral (GC) triparty repo where U.S. Treasury securities are merely one of several eligible instrument types on a collateral eligibility schedule, rather than the specific security selected at trade execution. Per SEC staff guidance, such a transaction is not treated as an "eligible secondary market transaction" and is not required to clear — a repo where Treasury securities are the specific instrument selected at execution is covered.

Securities Loan

A lending transaction involving securities rather than cash. The clearing mandate's "eligible secondary market transaction" definition covers only (1) a repo/reverse repo collateralized by U.S. Treasury securities or (2) a qualifying purchase/sale of U.S. Treasury securities — a securities loan is neither, so it falls outside the mandate by definition rather than through a separate carve‑out.

CCP (Central Counterparty)

A covered clearing agency providing central counterparty services (or an entity regulated as a central counterparty in its home jurisdiction), interposing itself between counterparties and guaranteeing settlement.

DCO (Derivatives Clearing Organization)

A registered derivatives clearing organization. A repo where the counterparty is itself a CCP or DCO is a separate, repo‑specific exclusion from the mandate.

Government Counterparty

A U.S. state or local government entity acting as the repo counterparty. Repos collateralized by U.S. Treasury securities are excluded from the "eligible secondary market transaction" definition when one counterparty is a state or local government — a distinct, repo‑specific exclusion, separate from the central bank / sovereign / international financial institution (IFI) exclusion already captured by the common "Exempt counterparty?" gate above.

Practitioner Q&A

Questions practitioners ask about this flowchart

Is my U.S. Treasury repo trade required to clear under the SEC's Treasury Clearing Mandate?

It depends on three checks that apply to every trade: whether the instrument is CCA‑eligible, whether either counterparty is exempt (central banks, sovereigns, IFIs, or natural persons), and whether it's a securities loan rather than a repo or cash trade. Repo trades that clear these gates are then tested against additional repo‑specific exclusions — basket repos, CCP/DCO counterparties, and government counterparties — before a final determination. Walk through the interactive flowchart above for the full decision path.

What's the difference between the two "not required to clear" outcomes in this flowchart?

The pink bar near the top ("Not Required to Clear" after the three common gates) means the mandate doesn't apply at all — the instrument is out of scope, the counterparty is exempt, or it's a securities loan rather than a covered transaction. The pink outcomes further down the repo branch are different: those are trades that already passed the common gates but qualify for a specific, repo‑only statutory exclusion (basket repo, CCP/DCO counterparty, or government counterparty).

Which clearing agencies does the U.S. Treasury clearing mandate apply to?

SEC Rule 17Ad‑22(e)(18) applies to any covered clearing agency (CCA) providing central counterparty services for U.S. Treasury securities. Today that CCA framework spans FICC's Government Securities Division, CME, and ICE.

What trades are exempt from the U.S. Treasury clearing mandate?

Trades where a counterparty is a central bank, sovereign entity, international financial institution (IFI), or natural person are exempt from the clearing requirement. Repo trades also carry additional exclusions — for basket (general collateral) repos, trades where the counterparty is itself a CCP or DCO, and trades with a state or local government counterparty.

Why does the repo branch have more checks than the cash branch?

Cash outright trades only pass through the three common gates before reaching a determination. Repo and reverse repo trades face those same common gates, then four additional repo‑specific checks (direct participant, basket repo, CCP/DCO or government counterparty, and inter‑affiliate) — reflecting the wider range of repo structures and the exemptive relief the SEC has carved out specifically for repo activity.

Assessing your firm's Treasury clearing exposure?

AKONCEPT Consulting Americas LLC helps trading, operations, and compliance teams work through USTC readiness — from eligibility mapping to sponsor and custodian model selection.

Talk to AKONCEPT